About T.C. Simmons Insurance Agency

Meet Thomas Simmons

Thomas “T.” Simmons, III is an independent insurance agent who truly understands the area he serves. Born and raised in Winchester and Franklin County TN, Thomas attended local grade schools and graduated from Franklin County High School. He obtained his college degree from Lipscomb University in 1987, then returned to Franklin County to begin working in the insurance agency that same year. He has been providing excellent insurance solutions to residents of Winchester and the surrounding area ever since.

Whether you’re new to the area or you’ve lived here your whole life, Thomas at T.C. Simmons Insurance will get to know you and provide you with a level of insurance service that you can’t find anywhere else.

Our Company

At T.C. Simmons Insurance Agency, we believe insurance should be about more than policies—it’s about people. Since day one, our focus has been on delivering personalized service and customized coverage that fits the unique needs of our Winchester, TN community. Our mission is to provide tailored insurance solutions with a personal touch, making the process simple, transparent, and stress-free for individuals, families, and businesses alike.