Although dwelling fire insurance sounds a lot like insurance that protects a home from fire damage, that’s not all there is to it. Dwelling fire insurance covers several different areas that you may not even think would happen to your home. It is meant for homes that are vacated, rented, and seasonally used. Not just owner-occupied.
If you are responsible for a place that is not your primary home, you need to be sure that it is protected from any type of possible risk, big or small. Dwelling fire insurance makes sure even unique risks are not a concern for you.