Please ensure Javascript is enabled for purposes of website accessibility Blog - T.C. Simmons Insurance Agency

Blog

blog image of a nice, new home; blog title: The Most Important Thing to Do When Closing on a Home

The Most Important Thing to Do When Closing on a Home

When you’re a first time home buyer, you might be expecting the process to be more glamorous and exciting than it is in reality. Now, buying your first home is certainly an exciting event, but glamorous? Last time we checked, there wasn’t much glamor about paperwork… If you’re like most people, you will work with […]

READ MORE
blog image of workers in a factory being instructed on safety; blog title: How to Create a Culture of Safety in Your Business

How to Create a Culture of Safety in Your Business

When you think of “workplace culture,” you probably picture casual Fridays or volunteering as a group. Having a positive workplace culture is certainly something that benefits businesses and helps with employee retention. But what some people forget about is that a “culture of safety” is an equally important type of workplace culture. What Is a […]

READ MORE
blog image of car keys beside whiskey glass

Don’t Get a DUI: Tips to Have a Safe Holiday Weekend

A DUI charge can have serious consequences. For one, driving under the influence makes you a danger to yourself, your passengers, and others on the road. Each state has different laws and penalties, but in most cases your license will be suspended, you’ll have to pay large fees and fines, and you may even spend […]

READ MORE
blog image of college students in classroom; blog title: What Kind of Insurance Does a College Student Need_

What Kind of Insurance Does a College Student Need?

With colleges starting back up, maybe you have a child returning to school or leaving for the first time. You’ve got the twin XL sheets, the posters and the textbooks. Did you know that you also might need insurance for your college student? Auto Insurance If you already have auto insurance for your child’s car […]

READ MORE
blog image of a motorcycle rider practicing safety

Ride Safe: May is Motorcycle Safety Awareness Month

It can be a glorious feeling to ride with the wind in your face and the sun on your back, but the fun can turn deadly in an instant if riders do not take the proper precautions. Motorcycle riders are overrepresented in traffic accident fatalities. Take the right precautions every time you ride your bike […]

READ MORE
blog image of a business man in a suit driving a car; blog title: When Do You Need Commercial Auto Insurance? The Answer Might Surprise You

When Do You Need Commercial Auto Insurance? The Answer Might Surprise You

For some, it’s an easy question. You need commercial auto coverage when your business owns company vehicles – whether it’s one or an entire fleet. However this is not the only instance in which a commercial auto policy is recommended. If you often use your personal vehicle for work purposes, besides commuting, you just might […]

READ MORE
blog image of a woman using a calculator to do taxes; blog title: Using Your Tax Refund to Buy Life Insurance

Using Your Tax Refund to Buy Life Insurance

If you are in the position to receive a tax refund, the first thing you think of when you consider using it is probably not life insurance. However, it’s important to keep an open mind! Instead of using your tax refund on things you don’t truly need such as more material possessions or a beach […]

READ MORE
blog image of a man cleaning up leaves; blog title: Spring Maintenance Checklist for Homeowners

Spring Maintenance Checklist for Homeowners

Winter can be tough on a home. Snow, ice, wind, rain and freezing temperatures can all place stress on your home’s structure. Now that Spring is here, it’s time to start taking stock of any needed repairs or updates to get your home back in top shape. Here are a few of the things you […]

READ MORE
blog image of a city street flooded under water; blog title: Preparing your business for the event of a flood

Preparing Your Business for the Event of a Flood

Just like your home, your business can flood and potentially experience extensive damage. However, your business has a completely different set of risks than your home does. After a flood in your place of business, you could experience loss resulting from damage to records, inventory, equipment, and technology as well as other valuable property and […]

READ MORE
blog image of someone changing a tire on the roadside; blog title: How to Make a Car Emergency Kit

How to Make a Car Emergency Kit

Whether it’s a flat tire or a run-in with a winter storm, a vehicle emergency can really catch you off guard. The first step you should take in creating a road emergency plan is to give your insurance agent a call. Many insurance carriers offer roadside assistance services as a policy add-on, if it is […]

READ MORE